Debt

Buy Now, Pay Later companies allow consumers at the point of sale to pay for items in an installment fashion. They can put a little bit down up front, agree to pay a predetermined amount for several weeks or months and usually all for low or no interest.

Layaway is a financial tool offered by retailers that connects a consumer with a product and establishes an agreement to buy it over time. The purchase is usually low in fees and often without interest. The consumer does not receive the item until after it has been paid in full.

Is there any way to pay a mortgage off quicker? Are there any tools and tips to reduce the amount of interest paid? The truth is there are some easy tips and tricks to pay off your home quicker.

There are several intriguing reasons why it may not be the best idea to pay off your mortgage early. What may surprise you the most is that not paying off your home can be a financially sound move that is grounded in math.

In general, leasing a car comes with much lower monthly costs and will allow you to ‘upgrade’ your ride every few years. On the other hand, buying a car will lead towards your eventual ownership… something that can’t be taken away.

In this article, I will cover how to determine exactly how much you should pay for a car and what needs it will be checking off the list along the way. After all, a car is a depreciating asset and should be treated as something that won’t be around for the long haul.

How much you should spend on a house or home is an incredibly important question that will have an astounding impact on your quality of life. In this article we will tackle exactly how to calculate what you can afford and ultimately what you should consider on spending for a house or home.